In 2023, expect to witness a wave of co-branded credit cards in the market. This entails credit card issuers collaborating with different brands to launch their products with additional benefits. One example is the series of Bajaj Finserv RBL Bank credit card products.
These RBL Bank credit card products are loaded with benefits and features specifically designed to meet several financial needs. Based on the offerings within the RBL Bank credit card series, you can get cash card, a loan card, EMI card, and credit card, or even a complete solution with all the perks.
Best of all, no matter your usage, you can pay your monthly dues on time using the different RBL Bank credit card payment modes as per your convenience and comfort. Read on to find out how you can simplify your finances using the RBL Bank credit card.
Benefits of Bajaj Finserv RBL Bank credit cards
There are several great benefits of the Bajaj Finserv RBL Bank credit card offerings. As mentioned earlier, you can use these cards to make any big-ticket purchases and pay for them affordably over EMIs.
Be it luxury purchases, bills, or even emergency expenses, you can enjoy this benefit. The RBL bank credit card offers airport lounge access, free movie tickets, and other perks depending on the variant. Best of all, you get reward points, and you can redeem them for various deals.
These, alongside other partner offers can help you save upwards of ₹55,000 annually.
Besides deals, you can withdraw cash, interest-free, for up to 50 days. As such, you can use it as a cash card in emergencies or when faced with a crunch.
Lastly, the Bajaj Finserv RBL Bank credit card allows you to enjoy a wide range of digital provisions. Right from applying for the card to handling RBL Bank credit card payment and even blocking the card, you can do it all online.
Types of RBL SuperCard Products
There are several top RBL Bank credit card options that you can choose from as per your financial goals and objectives. Here are a few of them:
- Bajaj Finserv RBL Bank Platinum Choice SuperCard
- Bajaj Finserv RBL Bank Platinum Plus SuperCard
- Bajaj Finserv RBL Bank Shop Smart SuperCard
- Bajaj Finserv RBL Bank Travel Easy SuperCard
- Bajaj Finserv RBL Bank Value Plus SuperCard
- Bajaj Finserv RBL Bank Binge SuperCard
This isn’t an exhaustive list, and there are others you can select. Depending on the card type, you get welcome points, cashback rewards for online or offline purchases, airport lounge access, fuel surcharge, among other benefits.
Steps to apply for the Bajaj Finserv RBL Bank credit card
The online application process for the Bajaj Finserv RBL Bank credit card is quick and basic. The application procedure can be done on both the Bajaj Markets website and app:
- Select “Apply Now” from the menu
- Enter the required information, including your mobile phone number, birthdate, and employment status
- To see whether you qualify for a credit card, click “Check Your Offer”
- Choose the ideal RBL Bank credit card for your requirements
- Submit the form and the required paperwork to continue the Bajaj Finserv RBL Bank credit card application process
Once you receive the ID Number on your specified mobile phone number, you can use it to track the status of your Bajaj Finserv RBL Bank credit card application. Even without an offer, you can still fill out the form and a representative will get in touch with you.
Bajaj Finserv RBL Bank credit card bill payment options
Paying your credit card bills is significantly easier with the digital RBL Bank credit card payment modes. There are offline options as well, but online payments are quicker and easier.
Here’s a rundown of the different online payment methods available:
- Using Net Banking
- Using RBL MyCard Mobile App
- Using the NEFT, IMPS, NACH, or UPI
- Using Bill Desk
- Using UPI provisions
For offline RBL Bank credit card payments, your options are:
- Visit an RBL Bank ATM
- Go to a branch and pay your credit card bill
Clearing your bills on time can help you maintain your credit score and avoid hefty penalties. Moreover, you could be charged a higher interest rate adding to the cost of your bills.
The RBL Bank credit card series are among the top options with industry-first features and benefits. In fact, you may even get offers for such cards, making them easier to avail. Make sure you compare the various cards of this series before you apply for any of them online.
Using credit cards can help you manage your finances better, and extract greater value out of your purchases. Additionally, the rewards system helps you enjoy savings, and these enable you to maintain healthy finances while fulfilling your lifestyle aspirations. Always practice caution with your spending habits to enjoy the benefits of your RBL Bank credit card in the long run.
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